Used Car Dealership Near Visalia, CA
Locals from Visalia are welcome to shop for used vehicles at Western Motors Fresno in Fresno, California! Our team has a great selection of pre-owned vehicles for sale. Feel free to explore our dealership and all of the incredible makes and models we offer. Finding the used car you deserve is the top priority of our outstanding sales team. If you’re looking for a sports car, we have used BMW, Tesla, Camaro and Mustang models. Check out our incredible selection of Ford pickup trucks and Chevy trucks, which are ideal for family road trips and other adventures if a Mustang isn’t quite what you’re looking for. If this describes you, feel free to look through our selection of used truck models. When you decide on a used vehicle, we have excellent finance specialists on staff to help you find the best loan. We’ll help you start the pre-approval process when you apply with us for an auto loan!
Warranty and Certified Pre-Owned (CPO) Programs
When buying a used car, considering the warranty and certified pre-owned (CPO) programs can provide added peace of mind and protection against potential future issues. Here’s what you need to know about these programs:
Warranty:
- Factory Warranty: When considering the purchase of a used car, it’s essential to inquire about any remaining factory warranty. Many used cars still have some of the original manufacturer’s warranty left. These warranties typically consist of two primary components: powertrain coverage and limited bumper-to-bumper coverage. Powertrain coverage often extends for a more extended period and includes major engine and transmission components. Limited bumper-to-bumper coverage typically covers a shorter period and includes a wider range of vehicle components. It’s crucial to carefully read and understand the terms of the factory warranty, including its duration and what specific items it covers. Keep in mind that these warranties may have limitations based on mileage or the passage of time, whichever comes first.
- Extended Warranty: If the used car you’re interested in doesn’t have a factory warranty or you want to extend the coverage, you have the option to purchase an extended warranty. These warranties can be obtained through the dealership or from third-party providers. Extended warranties vary significantly in terms of coverage and cost. Some provide comprehensive protection, while others may only cover specific systems or components. It’s essential to review the terms and conditions of any extended warranty carefully. Consider factors such as the duration of coverage, deductible amounts, and what repairs are included. Weigh the cost of the extended warranty against the potential repair expenses you might incur without it.
Certified Pre-Owned (CPO) Programs:
- Thorough Inspection: CPO programs are typically offered by the manufacturer or dealerships for specific used vehicles. Cars that qualify for CPO programs undergo a rigorous inspection process, which often includes a checklist of hundreds of points. This inspection covers everything from engine components to cosmetic details, ensuring the vehicle meets high-quality standards.
- Extended Warranty: One of the primary benefits of a CPO program is the inclusion of an extended warranty. This additional coverage can offer peace of mind by protecting against unexpected repair costs. CPO warranties often extend beyond the original factory warranty, providing an extra layer of protection.
- Roadside Assistance: Many CPO programs include roadside assistance, which can be invaluable in case of emergencies. This service typically covers services like towing, jump-starts, and flat tire assistance.
- Vehicle History Report: CPO vehicles come with a comprehensive vehicle history report, ensuring transparency about the car’s past, including any accidents, title issues, or maintenance history.
- Limited Mileage and Age: CPO programs typically have restrictions on a vehicle’s age and mileage to ensure that only relatively newer and lower-mileage cars qualify.
In conclusion, when buying a used car, it’s crucial to consider warranties and CPO programs to safeguard your investment and provide peace of mind. Carefully review the terms, coverage, and costs associated with these options to determine which best suits your needs and budget.
Financing and Insurance
When buying a used car, financing and insurance are two critical aspects that you need to consider to ensure a smooth and secure purchase. Here’s what you need to know about financing and insurance when purchasing a used car:
Financing:
- Determine Your Budget: Before diving into financing options, it’s crucial to establish a realistic budget for your used car purchase. This budget should encompass not only the car’s purchase price but also additional expenses such as taxes, registration fees, potential repairs or upgrades, and a buffer for unexpected costs.
- Assess Your Credit: Your credit score plays a significant role in determining the interest rate and loan terms you qualify for. Obtain a copy of your credit report and review your credit score. A higher credit score generally allows you to secure better loan terms, such as a lower interest rate. If your credit score needs improvement, consider taking steps to boost it before applying for a loan.
- Loan Options:
- Dealer Financing: Many dealerships offer financing options through partnerships with banks or credit unions. While this can be convenient, it’s essential to compare rates and terms with other lenders to ensure you’re getting the most favorable deal.
- Banks and Credit Unions: Traditional financial institutions often provide competitive interest rates for auto loans. It’s a good idea to obtain pre-approval from your bank or credit union before visiting dealerships. This allows you to know your budget and negotiate more effectively.
- Online Lenders: Online lenders and peer-to-peer lending platforms offer another avenue for securing auto loans. They may provide convenient online application processes and competitive rates.
- Private Sellers and Personal Loans: If you’re buying a used car from a private seller, you might need to secure a personal loan from a bank or credit union.
- Loan Terms:
- Consider the loan term carefully. A longer loan term typically results in lower monthly payments but may cost you more in interest over the life of the loan. A shorter term may have higher monthly payments but lower overall interest expenses.
- Down Payment:
- If possible, make a substantial down payment. A larger down payment can reduce your loan amount, monthly payments, and the total interest paid.
Insurance:
- Minimum Legal Requirements: Understand your state’s minimum insurance requirements for car ownership. These requirements typically include liability coverage, which pays for damages you cause to others in an accident.
- Coverage Options:
- Collision and Comprehensive: Consider collision coverage to protect your car against damage from accidents. Comprehensive coverage can protect against theft, vandalism, and non-collision-related damage.
- Uninsured/Underinsured Motorist Coverage: This coverage safeguards you in case you’re in an accident with a driver who doesn’t have adequate insurance.
- Deductibles: Choose deductibles that align with your financial situation. Higher deductibles can lower your premiums, but they mean you’ll pay more out of pocket in the event of a claim.
- Shop Around: Compare insurance quotes from multiple providers to find the best coverage at the most competitive price. Factors such as your driving record, car model, and location can affect premiums.
- Bundle Policies: Many insurers offer discounts for bundling auto insurance with other types of coverage, such as home or renters insurance.
- Regular Review: Periodically review your insurance policy to ensure it still meets your needs. Life changes, such as moving to a new location or adding a teenage driver, can impact your coverage requirements.
Financing and insurance are significant aspects of the used car buying process that can greatly influence your overall cost and financial security. Take the time to research and choose options that align with your budget and protection needs.
Visiting from Visalia, California
The best way to get here is to hop on the 99 N and switch onto the 41 N. If you are exiting from the 41, you will need to take E Shaw Ave until you can turn on to N Blackstone Ave. After that you have successfully made it to your destination! If you still need help getting here, check out our maps and directions page.
Nearby Areas We Serve
